As a buyers agent in the Raleigh / Cary / Wake Forest market, one of the often overlooked parts of the buying process is getting homeowners insurance. Insurance professionals can help you with setting up everything for your new home but what if you are remodeling or purchasing all new furniture, should you be considering changing your insurance coverage? Here are 4 helpful things you need to consider for your home insurance: 1- Replacement Cost - your insurance should be able to replace the home if destroyed at current construction costs. This can be very different from the purchase price, especially if you have made any additions, remodeled or replaced windows 2- Living Expenses - If the home is damaged, during the repair period, the home owner may incur some added costs (hotel bill, rent, meals,......). Make sure you have enough coverage. 3- Personal Property - Take an inventory of all that you own and what it would take to replace it. For expensive items such as artwork, jewelry or antiques, then a possible rider may be needed for your police to cover them. 4- Personal Liability - In the event of damage caused by the homeowner, a family member or their pet caused damage or injuty to another person then this coverage may protect the home owner and reimburse for legal or court costs. Contact your local insurance provider if you have questions about your policy and want to make sure you have adequate coverage.
Author:Chad Wingler Phone: 919-323-2616 Dated: July 6th 2014 Views: 3,847 About Chad: Buying a new house is one of the largest steps a person makes in their life; emotionally, physically...
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When it comes to providing the utmost in personal service to his clients, Peter Kima is on the cutting edge. This family man's demanding work ethic was passed on from his parents. His mother, a first generation German-American, forged a new life in a strange country. His father, who has not missed a day of work since 1972, led by example. Peter does not rest until he's done everything in his power to help you achieve your goals. As a husband and a father, his understanding of the importance of a family's home is reflected in his every move.
When Peter is not helping one of his clients, he can be found volunteering his time running a charity Lobster Bingo event, cooking burgers at the local Fire Station to benefit the children in the community, delivering dictionaries to every 3rd grade student in Wake County with his Kiwanis Club, collecting school supplies for the needy, or ringing the bell for the Salvation Army. His favorite pastime, however, is spending time with his wife, Jennifer, and their two sons, Cole (12) and Camden (9 going on 20!).
Peter has resided in Germany, California, Georgia, Indiana, Massachusetts, North Carolina, Oregon and Vermont. Having lived in North Carolina for over 10 years, Peter refers to North Carolina as home. Don't underestimate the value of Peter's moving experience. He and his team understand the rigors involved in making a family move. Rely on that experience to help you.
I have been helping buyers in the Raleigh Real Estate market for over
"We enjoyed every aspect of working with Jennifer. She was welcoming, extremely knowledgeable about the area and was always kind and professional. We would highly recommend her to anyone in need of real estate services. Kurt & Kathi McCorkle"